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Rather than attempting to fit all borrowers into a single bundle, ELS provides lenders with bundling options or solutions that can be adjusted to their needs. Lenders can design bundles to a set of criteria or design them to adjust on the fly.

• Lenders want different title, valuation and flood products depending on their borrowers' characteristics. These include:

  • Owner's opinion of value

  • Loan amount

  • Loan-to-value

  • Credit score

  • Borrower's address (location of property)

  • AVM confidence level

• ELS customization provides lenders with the opportunity to create specific product bundles for each individual loan application.

• Customized bundles can be pre-programmed so that loan processors can make selections specific to loan and borrower criteria, or they can be fully automated to meet lender underwriting guidelines without loan processor intervention.

• ELSonline online or direct interface makes this process flexible and foolproof.

Please contact your ELS Sales Rep to learn how valuation cascades and product bundles can save you time and cost associated with loan origination and fulfillment.